Affiliated Business Arrangement (ABA) Disclosure

Our team operates under a dual-industry framework, ensuring that every piece of advice is backed by rigorous licensing and continuing education.

Real Estate Representation: Licensed Real Estate Salesperson in the State of Michigan
Powered by RealtyFlo (Brokerage).

Mortgage Expertise:
• Personal NMLS ID: 1149670
• Midtown Home Mortgage, Company NMLS ID: 1855536
Regulated by the Department of Insurance and Financial Services (DIFS).

Notice to Consumers: This is to give you notice that Mark Kossel is a licensed real estate salesperson with Realtyflo Inc, operating Midtown Home Realty as a team within Realtyflo. 

Mark Kossel has ownership interest in Midtown Home Mortgage.
Because of this relationship, a referral to this mortgage entity may provide the owner a financial or other benefit. You are NOT required to use Midtown Home Mortgage as a condition for the purchase or sale of any property. There are frequently other settlement service providers available with similar services. You are free to shop around to determine that you are receiving the best services and the best rate for these services.

We are committed to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the Nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, or national origin.